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David C. Murray

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Everything posted by David C. Murray

  1. And were it mine to do, I'd scrap the VA Medical System altogether and give veterans access to the care they need in the civilian medical community. For better or worse, smart or stupid, people generally want to receive their care close to home. Too many veterans must either travel unnecessarily long distances past equally good care, endure long waits while civilian resources are more readily available, or go without. Where's the logic?
  2. Ron, ObamaCare made revisions to Medicare, so in fact those over 65 and covered by Medicare are affected by ObamaCare. Government exists, in large measure, to address needs and problems which we cannot address as individuals. Imagine using exclusively your own resources to protect your home, evaluate the medications you use, build the operating suite you're likely to need one day, train the surgeon, and pave the streets you drive on. ObamaCare addresses needs which we, as individuals, cannot address entirely on our own. Hark back to the days when you had private health insurance. How m
  3. ron, you've bought into several misconceptions about both the U.S. and the Canadian situations. In Canada, patients who need hospital services are often scheduled an a number of hospitals in order to get the first available appointment. So if your doctor gets you on the list at (say) three hospitals, that makes it appear that three times as many people need that care and that the waits are three times as long. Instead, you need to analyze an unduplicated list. That's not to say that sometimes care isn't delayed, but the Canadian picture isn't nearly as bleak is it's sometimes portrayed.
  4. In my youth, when the streets were still lit by gaslight, we'd drive across the Potomac into DC and buy a six-pack of Budweiser (about $3 even then) and a case of Senator Club (24 for $2.05 plus deposit). After downing the Buds, the Senator Club tasted just fine, otherwise . . . grosso.
  5. Yes. And it's not "el Grosso". It's just "Grosso" which is to say, "grosso!".
  6. So your hair ends up bug-free but dog-slobbery, Tiffany? How enchanting an image.
  7. A word of warning . . . Properties have been "sold" in the past by persons who are not the actual owners, so in addition to verifying whatever's recorded in the National Registry, insist upon seeing the seller's cedula or passport to verify his or her identity. Too, if it were mine to do again, I would have my own surveyor survey the property and mark the corners and boundary lines about every twenty meters. If you end up buying the property, have your surveyor's drawing (plano castrado) recorded in the National Registry as the official plat map. And a second word of warning . . .
  8. I agree, Dana. Current employees of the State of Michigan pay 20% of their BC/BS premium -- about $160 per month. So the total premium is about $800 per month. That, of course, is for a single employee. To cover the family costs more. And then there are the deductibles and co-pays.
  9. Fee-for-service is definitely less expensive here than in the U.S., but with the advent of Obamacare, many more people in the States have or have access to insurance coverage to pay those higher costs. Some expats who originally came to Costa Rica to take advantage of its accessible medical care may be finding that care in the U.S. is equally accessible now. And, at the same time, the range of services, especially at the highest levels of sophistication, is much greater in the north. A population of 4.25 million or so just cannot support the medical infrastructure that a population of 320
  10. Attorneys in Costa Rica charge much less than American attorneys. I can't quote you a figure, but I promise it won't break the bank
  11. Oddly enough, I just did a Trivago.com search on Fort Lauderdale hotels, !Mark! There appears to be a wide variety of reasonably priced places available through Priceline.com. I don't know how close to the airport them might be.
  12. We have not used this service but we do highly recommend it. A competent attorney/notary's research via the National Registry of any property you're thinking of buying should be your very first step. And, if losing the money might be a setback for you, hire a second attorney/notary to check the work of the first. And always, always have this service performed by an attorney/notary who is working for you and not for either the seller or for some real estate agent. It's my understanding that there is Internet access to the National Registry, so while some law firms may have some sort of dire
  13. We've always gone back to Michigan, imposed ourselves on family and friends, and borrowed Marcia's sister's car. We were there in May, so we won't be going back anytime soon. My original inquiry was just for planning for the future. Things in Michigan are changing.
  14. Well, you could hire a qualified Costa Rican and direct him or her to " paint a tree over here and an oxcart over there . . .". That way, you would be directing the work but not performing any physical tasks yourself.
  15. Er . . . ah . . . Paul, I'm not sure how a "humidifier" will help control mold and mildew but I am sure that a dehumidifier will do better. That said, ozone generators and combination ozonators/ionizers work well, too and they're much less expensive to operate than a dehumidifier (less maintenance, too).
  16. Well then, maybe you should rethink all this since it'll take about five years to achieve permanent legal resident status after which time you can apply for a "carry" permit. Wouldn't want you to get a sunburn while you wait.
  17. As with so many things that are posted on the Internet, the article you cite isn't dated, so it's impossible to know if the information is current or not. Best to engage a competent Costa Rican attorney to research the current state of affairs before undertaking this project.
  18. . . . and becoming a permanent legal resident typically takes about five years. It seems that becoming a temporary legal resident is now taking a year or longer. Then, after you've been a legal temporary resident for three years, you can apply to become a permanent legal resident. That'll take another year or so. Only after becoming a permanent legal resident can you commence the process of obtaining a permit to possess a firearm. Non-residents (tourists, mostly) cannot possess a firearm except under a very few and very restrictive conditions. Almost no one would qualify.
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