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Home owners insurance

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Is this a 'trick or treat" question? :rolleyes:

When we went to our first ARCR seminar many years ago, we were advised by Dave Garrett, from Garrett & Associates that it is very, very difficult to collect after a claim. Even with broken windows, forced entry, etc.

There has to be 'proof' that it was in fact 'stolen....'

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No trick or treat here. Sounds like that when you have a expensive household; then it would be worth while to have someone around 24/7.

 

How do rates compare to the USA? Fire insurance as well.

 

Thanks

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