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jamesofomaha

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About jamesofomaha

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  1. Eleanor, well you got a taste of what my plumbing disaster was like anyway. .. I have PTSD from that plus the tropical storm last week where I had water coming in my front door and bedroom. I hope NO MORE water problems for at least a few months! Would love to have a 3 wheeler for backup! Now if someone will just give me the $ for one, LOL.
  2. Hey Eleanor, I appreciate Paul's sentiment and intention to help but I agree: It's not that easy or affordable having and caring for a horse. Also there is this issue. This grass I have is African, impossible to replace without using Monsanto roundup / rodeo which I am against using, so there's really no practical way of having a horse here without buying feed AND fixing the fence and being prepared for vet calls and etc etc. Can 't afford a moto either right now, plus an old guy like me on a moto on a bad road? Not sure that's such a great idea either. (Last time my friend gave me a ride back from the mechanic's on his, the shaking of my bones left my back hurting for 2 days!) And if I did wreck (as most do one time or another) my old bones might not recover very quickly. The only viable alternative really - at this point - is a taxi or getting rides. Meanwhile as of today, with this "tropical storm", the whole country is flooded, roads are closed, bridges are out and so a car is not much good anyway. I'm stuck here til they fix the roads.
  3. Hey Paul, we did look into getting a horse and as it turns out it costs a bit to feed them and our local expert says we have a type of grass they won't eat so we'd have to buy feed which is a bit expensive actually for someone on a tight budget. Wouldn't mind having one though. Then of course you're bound to have vet bills at some point... I would like to have a burro or mule instead actually, but the same problems exist. Looked into buying one and WOW! I guess around here they are much more expensive than a horse is! Go figure! Guess that's why we don't see a lot of burros and mules. However I heard they USED to be cheaper... I figured out that IF I had no car here I'd just have to pay $22 or so for a round trip into town every week. Not ideal but do-able and actually cheaper than owning a car what with insurance, gas, upkeep, etc. But it's just that a car is so important to have in the case of an emergency, and also much much more convenient!
  4. Appreciate your comments. Unfortunately most of them don't apply to me as, yes, I do live in a very remote area and there is no nearby bus nor nearby taxi, the taxi has to come from 8 miles away so it's expensive. Yes a neighbor might be able to help me with a ride. But the pickens are slim. Or I might be able to get a ride if I go out and walk and "hitch-hike". No store is going to deliver where I live. A rental car would have to be a 4x4, I'd have to go all the way to Alajuela or the airport to rent one, and last time I did it cost $500 a week with insurance. A taxi from 8 miles away would be cheaper! So yeah, I know, I live in a place where a car is pretty much a necessity and if I am without it, it is a hardship. That's just how it is and I accept that. I just wish that car insurance was reliable like it is in the USofA. Some things here just aren't as good.
  5. Right, I get it . So if you are sued for, say $10,000, some judge gives the winner a $100k property and it is sold at auction for $50k for example and you get the other $40k? Just wondering how that would work. Surely i will look into getting insurance. But just wondering how this would work...
  6. Hmmm. Will have to look into getting liability protection for our property. I thought the idea of the SA was that they couldn't take the property from you ... if the property has no assets (i.e. it's non-profit) how do they get money out of it if you're sued and lose?
  7. Hi David, It sounds like you know what you are talking about but that's not the way it was explained to me. Are you an attorney? Do you have a link that explains your info in layman's terms by any chance?
  8. Okay I'm not an attorney and I don't play one on TV nor the internet. However, I am sharing with you what I've been told by 2 attorneys re corporations vs having property in your name. This is what I've been told: "If you have your car or property in your own name, even if you have a will that is legal in Costa Rica, when you die that property will go into probate, it will take a long time to resolve who gets it after you die, and "the government vultures" (my attorneys' term) will charge you 10% or more OF THE VALUE OF YOUR ENTIRE PROPERTY for their "services"." I was told therefore that having the property - such as a car or house or land - in a corporate name, (S.A. or SRL) will allow you to make someone such as your wife, son, daughter, whoever, the new owner of the property if you die, thus avoiding probate completely. Also it prevents someone from taking your land from you in case someone is hurt badly on your property and they sue you and it's determined that it's your fault. If it's in an S.A. they can't come after you. Again this is what I was told, that's all I know about it. I'm not an attorney!
  9. Some more info re dissolving a corporation. A friend of mine said he found an attorney to do it for $120. Go figure. My attorney quoted me $1,000. Guess who won't be my attorney any more?
  10. Thanks for that CRF. A shame that insurance here is not very good on a totaled car. If your experience and comments I've heard apply to most cases.
  11. David, that's good info! Thanks! I didn't know any of that! Is the slow payout only on STOLEN vehicles or also on totaled or badly damaged vehicles?
  12. Unfortunately we do live at least 10km from the nearest bus! That's why this slow insurance payout thing I've heard about, is a concern to me.
  13. David, thanks for the explanation. I don't have bars either. I will not live that way. If it ever came down to having to live that way here, I'd try to move somewhere else. I know the majority of people do but to me it would make me feel like I was living in a jail. Even with nice "pretty" bars... However I don't have any thing of much value, no more than the average Tico home. So I guess I'll have to go get a quote from an insurance guy and see what he says. I'm mostly just interested in the "someone getting hurt on my property" insurance. Another issue is Do the insurance co's pay off in a timely manner? Or do they try to find a way NOT to pay off? I heard that with car insurance if you wreck your car it's not cut and dried/easy like back home. They try not to pay and take a long time to pay when they do so. And with no car rental policy in effect (providing a rental while you wait for money to get another one), what do you do for 2-3 months while you wait for the car to be replaced? So the point is, I wonder if fire or earthquake or theft insurance for a homeowner policy also takes "forever" to get paid out on?
  14. I'm going to go speak with an attorney this month for sure about dissolving the corporation. To me the less forms you have to fill out for the government, the better off you are. I've already had them cut off my social security payment for lack of a 1 page form with 1 basic question that no one even told me I had to fill out, and it was a major headache getting it done because the stupid SSA doesn't provide an encrypted space for documents uploaded to their office. So everything has to be done by hand (i.e. snail mail or Pony Express). With government bureaucracy being what it is, it seems better to me not to have to fill out forms for them every year if you have that option, and there is no real reason apparently to have a corporation, it's just something attorneys like to talk you into doing.
  15. Nice that you can read the papers, or rather that you took the time to learn to read them. Good for you! I speak fluently and am often complemented on my Spanish here, but when it comes to understanding the accents and manner of speaking, here, and understanding tv and radio where they speak really fast, and understanding the news papers where they use a lot of "big fancy words" - LOL - I just don't have the patience. In an ideal world, I know I "should". But it's far from an ideal world... Am working on understanding the way many people SPEAK; that's my goal. I find that in San Jose I can understand the vast majority but in other parts, not so much. Also some people just talk way too fast; others talk with thick regional accents; others mumble. Nothing wrong with any of that, it's just that I have a hard time with it.
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