Hello. My wife and I are considering retiring overseas and have been researching various countries, particularly in Latin America. We have not yet visited Costa Rica, but hope to travel there in the near future. For many reasons, Costa Rica has long been at the top of our list as a potential retirement destination. However, Panama now offers some very enticing financial incentives for retirees and has become a popular expat destination as well. For us, it is not just about finding the “cheapest” place to retire – there are many other considerations, such as climate, health care, infrastructure, culture and safety. Also, I very much admire and identify myself with Costa Rica ideologically – a peaceful nation (no military), where government money is invested in the health and education of its people, respect for and preservation of the environment, etc. I would be extremely interested in feedback from anybody who has spent time in both Costa Rica and Panama, and why they ultimately chose to live in Costa Rica. A comparison of the pros and cons of these neighboring countries would be very helpful to us.