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Tom and Marcia

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Everything posted by Tom and Marcia

  1. Income Property?

    This advice will cost you nothing, but be worth ten times as much. I don't know how old you are. Regardless of your age, use any "found money" to pay off your debts. Once your debts are paid off, stay out of debt. Debt free life simplifies everything. Talk to one or two reputable investment advisers. Discuss your idea of income property and get their opinions. Carefully evaluate risks of any investment. Chasing high returns can lead to high loses. Think long term. An easy tool to use is any online mortgage calculator. Enter the amount of money you have to invest, select the interest rate you can get, and select the number of years. The "payment" will be an indication of how much you can take out every month until the investment is gone. T
  2. The whole issue of a border wall is just hot air. But, I read one comment that nobody else is talking about. If there were a border wall, would U.S. citizens be denied access to the Rio Grande? No one has asked Trump about that. T
  3. Rental property in Central Valley

    If you are only looking for a few months, try vacation rentals by owner vrbo.com. You will find it hard to find a place without being here. The best way is word of mouth. Look for a cabina or BnB for short term. The majority of rentals are for 3 year leases, although you can get out of them very easily. Why do you need hot water? It's not as important as you might think. Electric shower heads provide unlimited hot showers and rest doesn't matter. T
  4. TAMARINDO REAL ESTATE 2016

    Do you know that Guanacaste is suffering from extreme drought and water shortages? This can greatly impact quality of life and property values. I'm just trying to help. Please come, enjoy yourself, and rent. You won't miss any great buys. T
  5. TAMARINDO REAL ESTATE 2016

    You may be one of the lucky few, but most people regret buying property here. There is no good reason to buy. Rental values are way out of line with sales prices and selling is difficult. BTW. Anyone can call him/herself a real estate agent. There are no standards or licenses. T
  6. The U.S. is not so easy to visit. Ask any Tico. My take would be to keep the citizenship to have the passport. It's only a piece of paper and doesn't change where your heart is. T
  7. Those tickets work like any other lottery ticket. Somebody wins, but you're more likely to be bitten by a shark in San Jose. T
  8. Eleanor, There is a mall exit inbound from the pista. There is still construction going on in the vicinity of the exit. I don't know how well it will work in the future. I don't know about the outbound exit situation. I was just going to kill some time. I'm not a big mall fan. When we are in the states a mall is a convenient one-stop shopping location. T
  9. I was just out driving around yesterday and decided to check it out. That was a mistake. The line to the parking lot started just past Walmart. I went into Alajuela and the line from the other direction was backed up to the gas station at the traffic lights. It was Sunday. I'm sure that it will be easier to visit closer to Christmas. I didn't get in either line, so I can't rate the mall experience. T
  10. LIKE button has never worked for me. m
  11. Once again, its' the end of life as we know it. T
  12. I haven't imbibed for many years and I don't care if someone else wants to for medical or other reasons. I know that doctors agree that there are valid medical uses for THC. I still think that it is strange that a doctor will prescribe a drug to someone and tell them to decide how much and how often to take it. I know that there are oils and other extracts where the dose can be controlled. For most people it goes like this- Patient: Doc, I'm bummed. Doctor: You need pot. Patient: What kind? Doctor: You decide. Patient: How much? Doctor: You decide. At least people aren't going to jail. T
  13. Based upon my limited legal experience, I think cutting a tree down to block the road will result in arrests and fines. But good luck. I think MOPT has its hands full with the Caribbean side of the country right now. Safer to just park your car in the road, so it can be moved before things get out of hand. It's still not a good idea and will accomplish nothing. Also, how long do you think local traffic will put up with some Gringos protesting? T
  14. Why do you always see the imminent financial collapse of Costa Rica around every corner? Here is another possible reason for the increase in number of used cars available. A Tica friend predicted an increase in the number of used cars and advised cation after the recent massive flooding in the U.S. Someone buys all those cars from insurance companies. T
  15. I want to answer this, but I fear that I could be banned from the forum. Instead, I will wish you well and welcome you to Costa Rica. I hope you will be happy here. T
  16. https://www.census.gov/foreign-trade/balance/c2230.html This link leads to a report from the U.S. census bureau that shows the balance of trade between the U.S. and Costa Rica over the years. It shows how, for many years, the U.S. imported more from Costa Rica than they exported to it. Note that this year to date there is a reversal of that pattern. Also note how the balance of trade dropped from four to five billion dollars to about $2.5 billion. last year. One or two billion dollars less is a lot of money for a country of this size. These are difficult problems to address. The cost of doing business in Costa Rica is driving many multi-national corporations to cheaper countries. The U.S. is having the same problem with jobs leaving the U.S. This is a global problem that can not be solved by a handful of retirees. T
  17. Yes. Government agents meet with other government(s) to attract industry and trade. They may also be seeking low interest loans or aid dollars. These efforts are not limited to North America. Costa Rica also has ties to other large economies. Just look at the investments that have come from China. They are not going to other countries and asking them to send them their retirees. They are trying to grow the economy. Every dollar counts when you have to pay the rent. A few extra dollars will not solve government deficits. T
  18. I don't understand people who think we add any value to life in Costa Rica. We can certainly impact the lives of our neighbors and communities (in positive and negative ways), but it is arrogant to think we have an impact on the nation. T
  19. This is typical of the Gringo mindset. The total north American population residing in Costa Rica has a negligible impact on the economy. You could double, triple, or even quadruple (what a terrible thought) the number of Gringos, but Gringos can't "fix" Costa Rica. ARCR is a business that sells services to assist with relocating to Costa Rica. They have no significant power or obligation to lobby the government. If the economy of Costa Rica reaches an economic crisis, it will require the action of the other nations to either restructure or forgive debts, or assist in some other significant way. ARCR and/or 10,000 more U.S. and Canadian citizens and their cars won't be able to do it. Greece is an example of a crisis. Up to this point, I haven't seen any significant international concern over the economy of Costa Rica. T
  20. Who can believe that a government employee could have better wages and benefits than the private sector? That would never happen in the U.S. No wonder the country is going to hell! T
  21. If you are over 65 and have a cedula, get a carnet de oro. You get in free.
  22. I probably shouldn't do this, but it's in the news again and I am totally disgusted. I couldn't believe it when we had so many politicians and pundits during the Bush years trying to justify these acts. Now they're at it again and it makes me sick. When people try to justify evil, yes evil, acts by saying they were for the common good, it makes me sick. I offer these arguments: If another country had water boarded our people, we would call them war criminals and want to hang them. I don't care if they got actionable intel or not. A good outcome can't be used to justify a crime. That's like saying deporting the Jews from Poland solved over crowding. If there are any circumstances where your core values can be ignored, then they aren't really core values. "I was just following orders." is not a valid defense. You can get a lawyer to write a letter justifying anything. That does't make it legal. We aren't living in 1984, but we sure have a lot of Orwellian language. You can call it "Enhanced interrogation" but it's still torture. We don't even know if these people actually had any information to give. It's besides the point. If they didn't, I'm sure they made some up. In the end, no one will answer for these actions and people all the way to the White House are are calling the CIA agents patriots and that no crimes were committed. Well, that's it. It probably didn't do me any good or win me any friends. T
  23. The "ticking bomb" or "little buried girl" is not a valid argument. There was none. I repeat, "If there are exceptions to your core values, they are not core values." Could even one of these people be innocent or have no information? If even one is, is it okay to torture him because you weren't sure? You are either okay with it or you aren't. I'm not and it's because it's no better than what happens in the prisons of third world dictatorships. T
  24. ronofboston, I don't know you. I'm not trying to attack you. No one has been beheaded on national television. Recently, there have been reports of such things being done by ISIS and posted on the internet. I have not seen these and don't plan to see them. I believe they happened and are savage acts of murder. These perpetrators and those killing captured soldiers and citizens are monsters and should be put down. I don't know what we should do about them. They don't deserve mercy. Yet, I hate to see more young American soldiers maimed and killed. ‚ÄčThe people we tortured, were tortured years before Youtube even existed. If we captured an ISIS fighter today, torture still could not be justified. The vast majority of German soldiers did not commit war crimes in WWII. They were not tortured despite the atrocities committed by their peers. ‚ÄčI also saw the twin towers fall. It was a horrible day and required a strong response. However, we can't use that to brutalize others. As an atheist, I never ask what Jesus would do. But, I think I have a decent set of moral values and know right from wrong. These acts can't be pushed under the rug out of more fear. T
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